4 Howd Ave, Branford, CT 06405 Property Records

Branford Town property record for 4 Howd Ave, Branford, CT 06405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,404 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2019)
Tax Bill	$7,058 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAN M:J08-000 B:006 L:011.1`

Property Details

APN / Parcel Number

Primary APN	`BRAN M:J08-000 B:006 L:011.1`
Alternative APNs	`J08 000/006 011.1` `14529`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	3,256 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	14529
Street Address	4 HOWD AVE
City	BRANFORD
State	CT
Zip	06405-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	6
Legal Lot Number	11.1
Jurisdiction	BRANFORD CT
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1018
Census Tract	184600

Owner

Source: Branford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HOWD AVE, BRANFORD, CT 06405-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Aug 23, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	20192983380002
Deed Book / Page	1266 / 598
Last Transfer Date	Sep 12, 2019
Transfer Doc	1267-810
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	4 HOWD AVE, BRANFORD, CT 06405-3334
Document Number	1297-196
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HOWD AVE BRANFORD CT 064053334, BRANFORD, CT 06405-3334

Mortgage

Document Number	1297-196
Date	Nov 17, 2020
Book Page	001297/000196

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	4 HOWD AVE, BRANFORD, CT 06405-3334
Document Number	1266-600
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HOWD AVE BRANFORD CT 064053334, BRANFORD, CT 06405-3334

Mortgage

Document Number	1266-600
Date	Aug 23, 2019
Book Page	001266/000600

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Aug 23, 2019
Property Address	4 HOWD AVE, BRANFORD, CT 06405-3334
Document Number	1266-598
Book / Page	001266 / 000598
Instrument Date	Aug 19, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HOWD AVE BRANFORD CT 064053334, BRANFORD, CT 06405-3334

Mortgage

Document Number	1266-600
Date	Aug 23, 2019
Book Page	001266/000600

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Branford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Branford Town
Unified School District	Branford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,058.00 (+3.55%)	$318,500 (-) Land $96,300 Building $222,200	$512,293 (+129.78%)
2025	$6,816.00	$318,500 (+60.21%) Land $96,300 Building $222,200	$222,950 Land $67,410 Building $155,540
2024	$6,816.00 (+14.71%)
2023	$5,942.00 (+1.49%)	$198,800 (-) Land $84,000 Building $114,800
2022	$5,855.00	$198,800 Land $84,000 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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