4 Holmes Ct, Champaign, IL 61821 Property Records

Champaign County property record for 4 Holmes Ct, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,764 sqft · built 1971
Lot Size	0.33 acres (14,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2024)
Tax Bill	$3,934 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-401-014`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-401-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,764 sqft Building Perimeter
1st Floor Area	1,764 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,377 sqft (0.33 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4 HOLMES CT
City	CHAMPAIGN
State	IL
Zip	61821-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 808 DEVONSHIRE SUB 8TH
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 8TH
Legal Lot Number	808
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	5
Census Block	5000
Census Tract	1301

Owner

Source: Champaign County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HOLMES CT, CHAMPAIGN, IL 61821-6503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FSLA
Jul 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL FINANCE LOAN CORP
Aug 23, 2022	Re-recorded Document ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	20247282
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4 HOLMES CT, CHAMPAIGN, IL 61821-6503
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019193
Date	Oct 24, 2022
Instrument	2022R19193

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2027

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 25, 2022
Property Address	4 HOLMES CT, CHAMPAIGN, IL 61821-6503
Document Number	0000013584
Map Reference	MB V PG 33
Instrument Date	Jul 22, 2022
Instrument	2022R13584
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$62.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 751, SAVOY, IL 61874-0751

Mortgage

Document Number	0000013585
Date	Jul 25, 2022
Instrument	2022R13585

Lender

Name	CENTRAL FINANCE LOAN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2023

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 23, 2022
Property Address	4 HOLMES CT, CHAMPAIGN, IL 61821-6503
Document Number	0000015648
Map Reference	MB V PG 33
Instrument Date	Jul 22, 2022
Instrument	2022R15648
Record Updated	Aug 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 751, SAVOY, IL 61874-0751

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,620 (+33.53%) Land $31,100 Building $19,520	$151,860 (+33.53%) Land $93,300 Building $58,560
2024	$3,934.00 (+34.08%)
2022	$2,934.00 Homeowner's exemption	$37,910 Land $23,290 Building $14,620	$113,730 Land $69,870 Building $43,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1990–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile.

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