3 Holmes Ct, Champaign, IL 61821 Property Records

Champaign County property record for 3 Holmes Ct, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,439 sqft · built 1972
Lot Size	0.296 acres (12,884 sqft)
Owner	2 Individual Names on File
Last Sale	$34,666 (May 2022)
Tax Bill	$4,798 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-401-013`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-401-013`

Interior

Full Baths	3 Baths
Building Area	1,439 sqft Building Perimeter
1st Floor Area	1,439 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	12,884 sqft (0.296 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3 HOLMES CT
City	CHAMPAIGN
State	IL
Zip	61821-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 807 DEVONSHIRE SUB 8TH
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 8TH
Legal Lot Number	807
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	5
Census Block	5000
Census Tract	1301

Owner

3 Holmes Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HOLMES CT, CHAMPAIGN, IL 61821-6503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
May 1, 2019	Executor's Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	20227688
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0000006047
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 2, 2022
Property Address	3 HOLMES CT, CHAMPAIGN, IL 61821-6503
Document Number	0000007688
Map Reference	MB V PG 33
Instrument Date	Apr 27, 2022
Instrument	2022R07688
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 HOLMES CT, CHAMPAIGN, IL 61821-6503

Mortgage

Document Number	0000007689
Date	May 2, 2022
Instrument	2022R07689

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 1, 2019
Property Address	3 HOLMES CT, CHAMPAIGN, IL 61821-6503
Document Number	0000006090
Map Reference	MB V PG 33
Instrument Date	Apr 26, 2019
Instrument	2019R06090
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 HOLMES CT, CHAMPAIGN, IL 61821-6503

Mortgage

Document Number	0000006091
Date	May 1, 2019
Instrument	2019R06091

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,470 Land $31,100 Building $37,370	$205,410 Land $93,300 Building $112,110
2024	$4,798.00
2022	$4,163.00 Homeowner's exemption	$51,280 Land $23,290 Building $27,990	$153,840 Land $69,870 Building $83,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Holmes Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1990–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Holmes Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile.

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