4 Highland Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 4 Highland Ter, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,100 sqft · built 1920
Lot Size0.135 acres (5,863 sqft)
Owner2 Trust Names on File
Last Sale$390,000 (Jul 2019)
Tax Bill$6,387 (2026)
Deeds & MortgagesMar 2021 Transfer
Mar 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0108 B:0022 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0108 B:0022 L:0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,100 sqft Living Area
Gross Area1,819 sqft
Basement Area619 sqft
Unfinished Basement309 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,863 sqft (0.135 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address4 HIGHLAND TER
CityMARBLEHEAD
StateMA
Zip01945-2334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block22
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3006
Census Tract203301

Owner

4 Highland Ter is held in a trust since March 2021.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address50 CLOUTMANS LN, B, MARBLEHEAD, MA 01945-5517
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Quit Claim Deed, Transfer
Quitclaim
Mar 5, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MARGARET SCHRAGE
Jul 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2019 · Amount on File
Deed SaleJul 18, 2019 · Amount on File
Prior SaleJun 5, 1998 · Amount on File
Last Transfer DateMar 4, 2021
Transfer Doc39624-259
Record UpdatedOct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateMar 8, 2021
Property Address4 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Document Number39624-259
Book / Page39624 / 259
Instrument DateMar 4, 2021
Instrument20210308007830
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 CLOUTMANS LN APT B, B, MARBLEHEAD, MA 01945-5517

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address4 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37364-506
DateMar 5, 2019
Book Page37364/506
Instrument20190305002300
Lender
NameMARGARET SCHRAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 18, 2019
Property Address4 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Document Number37676-2
Book / Page037676 / 000002
Instrument DateJul 18, 2019
Instrument1907181140
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,778.40
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 CLOUTMANS LN #B MARBLEHEAD MA 019455517, B, MARBLEHEAD, MA 01945-5517

Tax Assessment & Valuation

The 2026 property tax bill for 4 Highland Ter was $6,387, down 1.3% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,387.00 (-1.28%)$746,100 (+4.36%) Land $531,100 Building $196,200$646,332
2025$6,470.00 (+4.88%)$714,900 (+3.83%) Land $531,100 Building $183,800
2024$6,169.00 (+1.98%)$688,500 (+13.82%) Land $507,500 Building $181,000
2023$6,049.00$604,900 Land $483,900 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Highland Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims13 (1979–2011)
Claims Outside the SFHA5 of 13
Most Recent ClaimOct 2011 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Highland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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