10 Highland Ter, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Highland Ter, Marblehead, MA 01945

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,010 sqft · built 1930
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Aug 2026)
Tax Bill	$6,245 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108 23 0`

Property Details

APN / Parcel Number

Primary APN	`108 23 0`
Alternative APN	`MARB M:0108 B:0023 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	3,383 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,698 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	108 23 0
Street Address	10 HIGHLAND TER
City	MARBLEHEAD
State	MA
Zip	01945-2334
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Block	23
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3006
Census Tract	203301

Owner

10 Highland Ter, a duplex, is owned and occupied by two individuals who bought it in August 2026.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Mar 1, 1993 · Amount on File
Deed Document Number	20262600
Deed Book / Page	43583 / 581
Prior Transfer Date	Aug 18, 2026
Prior Transfer Doc	0000002600
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Aug 21, 2026
Property Address	10 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Document Number	0000002600
Book / Page	43583 / 581
Instrument Date	Aug 18, 2026
Instrument	20262600
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 HIGHLAND TER, MARBLEHEAD, MA 01945-2334
Investor	Possibly a Property Investor

Mortgage

Date	Aug 21, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Highland Ter was $6,245, up 0.3% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,245.00 (+0.32%)	$729,600 (+6.08%) Land $447,300 Building $280,900	$756,818
2025	$6,225.00 (+17.45%)	$687,800 (+16.28%) Land $447,300 Building $240,500
2024	$5,300.00 (-6.03%)	$591,500 (+4.88%) Land $427,400 Building $164,100
2023	$5,640.00	$564,000 Land $407,600 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Highland Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Oct 2011 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Highland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20