4 Hemlock Ln, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 4 Hemlock Ln, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,883 sqft · built 1953
Lot Size	1.36 acres (59,298 sqft)
Owner	2 Trust Names on File
Last Sale	$558,000 (Jun 2009)
Tax Bill	$118 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:056 P:0089`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:056 P:0089`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	1,870 sqft
Basement Area	1,173 sqft
Unfinished Basement	1,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,298 sqft (1.36 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 HEMLOCK LN
City	BEDFORD
State	MA
Zip	01730-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3021
Census Tract	359100

Owner

4 Hemlock Ln is owner-occupied and held in a trust since December 2022.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Nov 21, 2017	Deed of Trust, Mortgage BROOKLINE BANK
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2009 · Amount on File
Deed Sale	Jun 12, 2009 · Amount on File
Prior Sale	May 4, 2004 · Amount on File
Deed Document Number	2009109589
Deed Book / Page	52980 / 255
Last Transfer Date	Dec 2, 2022
Transfer Doc	081050-324
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Dec 13, 2022
Property Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327
Document Number	081050-324
Book / Page	81050 / 324
Instrument Date	Dec 2, 2022
Instrument	180903
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079942-310
Date	Apr 7, 2022
Book Page	79942/310
Instrument	52259

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	May 1, 2062

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70267-514
Date	Nov 21, 2017
Book Page	70267/514
Instrument	189410

Lender

Name	BROOKLINE BANK

Agreement

Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	4 HEMLOCK LN, BEDFORD, MA 01730-1327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75531-338
Date	Sep 3, 2020
Book Page	75531/338
Instrument	153640

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hemlock Ln was $118, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (-98.94%)	$985,500 (+5.01%) Land $575,000 Building $410,500	$812,345
2024	$11,149.00 (+8.57%)	$938,500 (+14.06%) Land $547,600 Building $390,900
2023	$10,269.00	$822,800 Land $515,400 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hemlock Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hemlock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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