2 Hemlock Ln, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 2 Hemlock Ln, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 1953
Lot Size	1.46 acres (63,702 sqft)
Owner	Trust Name on File
Tax Bill	$105 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:056 P:0090`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:056 P:0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	1,985 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,702 sqft (1.46 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 HEMLOCK LN
City	BEDFORD
State	MA
Zip	01730-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3021
Census Tract	359100

Owner

2 Hemlock Ln is owner-occupied and held in a trust since March 2020.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	2 HEMLOCK LN, BEDFORD, MA 01730-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Apr 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage TREMONT CU
Nov 9, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2020
Transfer Doc	74486-357
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	2 HEMLOCK LN, BEDFORD, MA 01730-1327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76648-271
Date	Jan 8, 2021
Book Page	76648/271
Instrument	4778

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Apr 17, 2020
Property Address	2 HEMLOCK LN, BEDFORD, MA 01730-1327
Document Number	74486-357
Book / Page	074486 / 000357
Instrument Date	Mar 9, 2020
Instrument	56795
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEMLOCK LN BEDFORD MA 017301327, BEDFORD, MA 01730-1327

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	2 HEMLOCK LN, BEDFORD, MA 01730-1327
Document Number	31680-264
Book / Page	031680 / 000264
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31680-264
Date	Nov 29, 2017
Book Page	031680/000264
Instrument	53418

Lender

Name	TREMONT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Nov 9, 2017
Property Address	2 HEMLOCK LN, BEDFORD, MA 01730-1327
Document Number	31627-272
Book / Page	031627 / 000272
Instrument Date	Nov 9, 2017
Instrument	50277
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,191.54
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 HEMLOCK LN BILLERICA MA 01821, BILLERICA, MA 01821

Mortgage

Document Number	31627-275
Date	Nov 9, 2017
Book Page	031627/000275
Instrument	50278

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Hemlock Ln was $105, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$105.00 (-98.94%)	$873,800 (+4.99%) Land $547,600 Building $326,200	$836,095
2024	$9,888.00 (+7.78%)	$832,300 (+13.22%) Land $521,600 Building $310,700
2023	$9,174.00	$735,100 Land $490,800 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Hemlock Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Hemlock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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