Cortland County and Cortland City property record for 4 Harmon Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,696 sqft · built 1865 |
| Lot Size | 0.219 acres (9,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Aug 2008) |
| Tax Bill | $4,125 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.43-01-01.000 |
| Primary APN | 110200 86.43-01-01.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 848 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 9,559 sqft (0.219 acres) |
| Lot Dimensions | 73 ft deep x 131 ft wide |
| Porch | Slab |
| Porch Area | 226 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 HARMON AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970500 |
4 Harmon Ave is owned by two individuals who bought it in August 2008.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 PARKER RD, NEW BERLIN, NY 13411-3022 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2008 · Amount on File |
| Deed Sale | Aug 12, 2008 · Amount on File |
| Prior Sale | Mar 13, 2008 |
| Deed Book / Page | 2008 / 4716 |
| Prior Transfer Date | Mar 7, 2008 |
| Prior Transfer Doc | 0020081496 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4 Harmon Ave was $4,125, up 62.3% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,125.00 (+62.34%) | ||
| 2025 | $2,541.00 | $105,000 Land $15,900 Building $89,100 | $108,247 Land $16,392 Building $91,855 |
| 2023 | $1,977.00 | $55,000 Land $12,200 Building $42,800 | $75,342 Land $16,712 Building $58,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Harmon Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 14 (1981–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Harmon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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