16 Harmon Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 16 Harmon Ave, Cortland, NY 13045

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1.5 ba · 1,771 sqft · built 1890
Lot Size0.175 acres (7,651 sqft)
Owner2 Individual Names on File
Last Sale$3,000 (Feb 2021)
Tax Bill$371 (2026)
Deeds & MortgagesFeb 2021 Sale
Feb 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN110200 86.34-02-39.200

Property Details

APN / Parcel Number

Primary APN110200 86.34-02-39.200
Alternative APN
  • 020008603400020390000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,771 sqft Living Area
1st Floor Area923 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area7,651 sqft (0.175 acres)
Lot Dimensions50 ft deep x 51.4 ft wide
Garage TypeAttached
Garage Area456 sqft
PorchSlab
Porch Area124 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 HARMON AVE
CityCORTLAND
StateNY
Zip13045-1244
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number39.200
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2006
Census Tract970500

Owner

16 Harmon Ave, residential vacant land, is owned by two individuals who bought it in February 2021.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address11 PEARNE AVE, CORTLAND, NY 13045-1239
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Quit Claim Deed, Transfer
Feb 11, 2021Quit Claim Deed, Transfer
May 7, 2018Tax Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on File
Deed SaleFeb 11, 2021 · Amount on File
Prior SaleFeb 18, 2000 · Amount on File
Deed Document Number2021773
Prior Transfer DateFeb 5, 2021
Prior Transfer Doc0000000773
Record UpdatedOct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateFeb 11, 2021
Property Address16 HARMON AVE, CORTLAND, NY 13045-1244
Document Number0000000774
Instrument DateFeb 5, 2021
Instrument2021-00774
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 HARMON AVE, CORTLAND, NY 13045-1244
InvestorPossibly a Property Investor

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateFeb 11, 2021
Property Address16 HARMON AVE, CORTLAND, NY 13045-1244
Document Number0000000773
Instrument DateFeb 5, 2021
Instrument2021-00773
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 PEARNE AVE, CORTLAND, NY 13045-1239

May 2018: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionCORTLAND NY
Recording DateMay 7, 2018
Property Address16 HARMON AVE, CORTLAND, NY 13045-1244
Document Number0000002796
Instrument DateMay 3, 2018
Instrument2796
Transaction TypeTransfer
Record UpdatedMay 16, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2026 property tax bill for 16 Harmon Ave was $371, up 89.3% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371.00 (+89.29%)
2025$196.00$8,700 Land $8,700$8,969 Land $8,969
2023$227.00$6,700 Land $6,700$9,178 Land $9,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Harmon Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims14 (1981–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimMar 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Harmon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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