4 Hardy Dr, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 4 Hardy Dr, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	3,568 sqft · built 1995
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2019)
Tax Bill	$20,729 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00652-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`06-00652-0000-00017`
Alternative APNs	`060570100000001732` `060065200017`

Interior

Stories	2 Stories
Building Area	3,568 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	57,064 sqft

Location & Zoning

Old Parcel Number	060570100000001732
Street Address	4 HARDY DR
City	BRIDGEWATER
State	NJ
Zip	08807-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	GATESHEAD/BRIDGEWATER SEC 02
Legal Block	652
Legal Lot Number	17
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	50903

Owner

4 Hardy Dr is owned and occupied by an individual who bought it in November 2019.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4 HARDY DR, BRIDGEWATER, NJ 08807-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Deed Document Number	201945223
Deed Book / Page	7169 / 1106
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 HARDY DR, BRIDGEWATER, NJ 08807-3808
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006171
Date	Jan 28, 2021
Book Page	7302/2891
Instrument	2021006171

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 22, 2019
Property Address	4 HARDY DR, BRIDGEWATER, NJ 08807-3808
Document Number	0000045223
Book / Page	007169 / 001106
Instrument Date	Nov 14, 2019
Instrument	45223
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARDY DR BRIDGEWATER NJ 088073808, BRIDGEWATER, NJ 08807-3808

Mortgage

Document Number	45224
Date	Nov 22, 2019
Book Page	007169/001111
Instrument	45224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hardy Dr was $20,729, up 0.5% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,163,400 (+8.26%) Land $345,500 Building $817,900	$1,163,400 (+8.26%) Land $345,500 Building $817,900
2025	$20,729.00 (+0.48%)	$1,074,600 Land $330,500 Building $744,100	$1,074,600 Land $330,500 Building $744,100
2024	$20,629.00
2023		$957,500 Land $330,500 Building $627,000	$957,500 Land $330,500 Building $627,000
2022	$17,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hardy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hardy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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