Somerset County and Bridgewater Township property record for 3 Hardy Dr, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 3,237 sqft · built 1995 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Dec 2023) |
| Tax Bill | $20,297 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00652-0000-00013 |
| Primary APN | 06-00652-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,237 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 47,045 sqft |
| Old Parcel Number | 060570100000001735 |
|---|---|
| Street Address | 3 HARDY DR |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Subdivision | GATESHEAD/BRIDGEWATER SEC 2 |
| Legal Block | 652 |
| Legal Lot Number | 13 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50903 |
3 Hardy Dr is owned and occupied by two individuals who bought it in December 2023.
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 HARDY DR, BRIDGEWATER, NJ 08807-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 28, 2018 | Grant Deed, Transfer MORTGAGE CAP PTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Nov 28, 2018 · Amount on File |
| Deed Document Number | 202332425 |
| Deed Book / Page | 7537 / 2355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 HARDY DR, BRIDGEWATER, NJ 08807-3805 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000022749 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 7329/2917 |
| Instrument | 2021022749 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 28, 2018 |
| Property Address | 3 HARDY DR, BRIDGEWATER, NJ 08807-3805 |
| Document Number | 0000044084 |
| Book / Page | 007085 / 002743 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 44084 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 HARDY DR BRIDGEWATER NJ 088073805, BRIDGEWATER, NJ 08807-3805 |
| Document Number | 44085 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 007085/002749 |
| Instrument | 44085 |
| Name | MORTGAGE CAP PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90025 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
The 2025 property tax bill for 3 Hardy Dr was $20,297, down 1.6% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,139,900 (+8.33%) Land $334,000 Building $805,900 | $1,139,900 (+8.33%) Land $334,000 Building $805,900 | |
| 2025 | $20,297.00 (-1.59%) | $1,052,200 Land $319,000 Building $733,200 | $1,052,200 Land $319,000 Building $733,200 |
| 2024 | $20,625.00 | ||
| 2023 | $955,700 Land $319,000 Building $636,700 | $955,700 Land $319,000 Building $636,700 | |
| 2022 | $17,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Hardy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Hardy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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