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4 Harbor Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Harbor Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,430 sqft · built 2002
Lot Size0.222 acres (9,680 sqft)
OwnerCompany Name on File
Last Sale$558,943 (Dec 2022)
Tax Bill$12,036 (2025)
Deeds & MortgagesOct 2023 Transfer
Dec 2022 Sale
Flood ZoneZone VE (high risk)
APNWEST M:154 B:10

Property Details

APN / Parcel Number

Primary APNWEST M:154 B:10
Alternative APNs
  • M:154 B:10 L
  • 6050600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,430 sqft Living Area
Gross Area5,320 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,680 sqft (0.222 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number6050600
Street Address4 HARBOR DR
CityWESTERLY
StateRI
Zip02891-3625
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block10
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2044
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:154 B:10

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address383 GOFF RD, WETHERSFIELD, CT 06109-2409
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 22, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2022 · Amount on Record
Deed SaleDec 22, 2022 · Amount on Record
Deed Book / Page2022 / 21216
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateOct 30, 2023
Property Address4 HARBOR DR, WESTERLY, RI 02891-3625
Document Number2023-14820
Book / Page2023 / 14820
Instrument DateOct 23, 2023
Instrument2023-3683
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateDec 22, 2022
Property Address4 HARBOR DR, WESTERLY, RI 02891-3625
Document Number2022-21216
Book / Page2022 / 21216
Instrument DateDec 22, 2022
Instrument2022-5165
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,036.00 (-1.15%)$1,692,800 (+33.74%) Land $1,013,500 Building $679,300
2023$12,176.00 (+0.63%)$1,265,700 (-) Land $723,800 Building $541,900
2022$12,100.00$1,265,700 Land $723,800 Building $541,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
3 under condo master policies
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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