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10 Harbor Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 10 Harbor Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,972 sqft · built 1948
Lot Size0.26 acres (11,307 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Feb 2009)
Tax Bill$12,954 (2025)
Deeds & MortgagesMay 2023 Sale
Jun 2018 Transfer
Flood ZoneZone VE (high risk)
APNWEST M:154 B:13

Property Details

APN / Parcel Number

Primary APNWEST M:154 B:13
Alternative APNs
  • M:154 B:13 L
  • 19043518

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area2,972 sqft Living Area
Gross Area4,115 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,307 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19043518
Street Address10 HARBOR DR
CityWESTERLY
StateRI
Zip02891-3625
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block13
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2044
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:154 B:13

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10 HARBOR DR, WESTERLY, RI 02891-3625
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 04, 2023Warranty Deed, Transfer
Jun 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2009 · Amount on Record
Deed SaleFeb 27, 2009 · Amount on Record
Prior SaleOct 01, 1999 · Amount on Record
Deed Book / Page1784 / 147
Transfer Doc0000002689
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMay 04, 2023
Property Address10 HARBOR DR, WESTERLY, RI 02891-3625
Document Number02023-5625
Book / Page2023 / 5625
Instrument DateMay 03, 2023
Instrument2023-1394
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 BLUE HERON DR, WESTERLY, RI 02891

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJun 27, 2018
Property Address10 HARBOR DR, WESTERLY, RI 02891-3625
Document Number2018-737
Book / Page002018 / 010737
Instrument DateJun 04, 2018
Instrument2689
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address252 WILLARD AVE NEWINGTON CT 061111234, NEWINGTON, CT 06111-1234

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,954.00 (-1.27%)$1,821,900 (+33.59%) Land $1,031,600 Building $790,300
2023$13,120.00 (+0.63%)$1,363,800 (-) Land $736,800 Building $627,000
2022$13,038.00$1,363,800 Land $736,800 Building $627,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
3 under condo master policies
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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