4 Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 4 Hammaker St, Thurmont, MD 21788 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1972
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,223 (2025)
Flood Zone	Zone X (minimal risk)
APN	`15-339594`

Property Details

APN / Parcel Number

Primary APN	`15-339594`
Alternative APN	`339594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	339594
Street Address	4 HAMMAKER ST
City	THURMONT
State	MD
Zip	21788-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #25, 100 X 150 ROLLING ACRES THURMONT
Legal Subdivision	THURMONT
Legal Block	150
Legal Lot Number	25
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3007
Census Tract	753002

Owner

Source: Frederick County records · APN 15-339594

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 HAMMAKER ST, THURMONT, MD 21788-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 1997
Deed Sale	Aug 06, 1997
Deed Document Number	19974601
Deed Book / Page	2317 / 846
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (+7.69%) Land $63,200 Building $176,800	$240,000 (-) Land $63,200 Building $176,800
2025	$3,223.00 (+4.85%) Homeowner's exemption	$222,867 (+18.17%)	$240,000 (+27.25%) Land $63,200 Building $176,800
2024	$3,074.00 (+5.89%)
2023	$2,903.00 Homeowner's exemption	$188,600 Land $59,500 Building $129,100	$188,600 Land $59,500 Building $129,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.