3 Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 3 Hammaker St, Thurmont, MD 21788 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1966
Square Footage1,840 sqft Living Area
Lot Size13,965 sqft (0.321 acres)
GarageAttached, 690 sqft
Last Sale$200,000 (2020)
Tax Bill$3,659.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-339268
Alternative APN
  • 339268

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,840 sqft Living Area
Gross Area2,530 sqft Gross Area
1st Floor1,240 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area13,965 sqft (0.321 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area690 sqft Garage
Patio Area288 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number339268
Street Address3 HAMMAKER ST
CityTHURMONT
StateMD
Zip21788-1790
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 33 SECT 4 13965 SQ FT HAMMAKER DR. ROLLING ACRES
Legal SubdivisionROLLING ACRES
Legal Block15
Legal Lot Number33
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup3
Census Block3006
Census Tract753002

Owner

Source: Frederick County records · APN 15-339268

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11336 HESSONG BRIDGE RD, THURMONT, MD 21788-2515
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
MIDDLETOWN VALLEY BANK
Feb 20, 2020Grant Deed, Transfer · Conventional Mortgage
CYNTHIA L WAYNANT
Jan 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleMay 05, 2006 · Amount on Record
Deed Book / Page13540 / 130
Prior Transfer DateJan 11, 2019
Prior Transfer Doc0128000281
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3 HAMMAKER ST, THURMONT, MD 21788-1790
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11336 HESSONG BRIDGE RD, THURMONT, MD 21788-2515

Mortgage

Document Number0160870101
DateAug 16, 2022
Book Page16087/101
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateFeb 20, 2020
Property Address3 HAMMAKER ST, THURMONT, MD 21788-1790
Document Number0135400130
Book / Page013540 / 000130
Instrument DateFeb 12, 2020
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3 HAMMAKER ST THURMONT MD 217881790, THURMONT, MD 21788-1790

Mortgage

Document Number135400135
DateFeb 20, 2020
Book Page013540/000135
Lender
NameCYNTHIA L WAYNANT
Address3 HAMMAKER ST, THURMONT, MD 21788-1790
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJan 15, 2019
Property Address3 HAMMAKER ST, THURMONT, MD 21788-1790
Document Number0128000281
Book / Page012800 / 000281
Instrument DateJan 11, 2019
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 HAMMAKER ST THURMONT MD 217881790, THURMONT, MD 21788-1790

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$258,067 (+18.92%)$278,600 (+28.39%) Land $62,400 Building $216,200
2024$3,659.00 (+10.01%)
2023$3,326.00$217,000 Land $58,800 Building $158,200$217,000 Land $58,800 Building $158,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 41st in Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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