4 Gunther Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 4 Gunther Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 1990
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Dec 2025)
Tax Bill$5,742 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN353289 258.00-01-31.03

Property Details

APN / Parcel Number

Primary APN353289 258.00-01-31.03
Alternative APN
  • 328925800000010310300000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Lot Area45,302 sqft (1.04 acres)
Garage TypeMixed
Garage Area912 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4 GUNTHER RD
CityCENTRAL SQUARE
StateNY
Zip13036-2275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 38, SL 2 588-080-000
Legal SubdivisionSCRIBAS PATENT
Legal Block1
Legal Lot Number31.030
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1012
Census Tract20703

Owner

Source: Oswego County and Hastings Town records · APN 353289 258.00-01-31.03

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 09, 2024Deed of Trust, Mortgage · Line of Credit
GEDDES FSLA
Dec 10, 2025Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Deed Document Number2025R2025011075
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address4 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GUNTHER RD, CENTRAL SQ, NY 13036-2275

Mortgage

Document Number0000003836
DateMay 09, 2024
InstrumentR-2024-003836
Lender
NameGEDDES FSLA
TypeBank
AddressSYRACUSE, NY 13209
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateDec 10, 2025
Property Address4 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Document Number0000001075
Instrument DateDec 10, 2025
InstrumentR-2025-011075
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275

Mortgage

Document Number0000001076
DateDec 10, 2025
InstrumentR-2025-011076
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Oswego County and Hastings Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,742.00 (+0.1%)$191,000 (-) Land $21,000 Building $170,000$254,667 (+6.67%) Land $28,000 Building $226,667
2024$5,736.00 Homeowner's exemption$191,000 (-) Land $21,000 Building $170,000$238,750 (+7.5%) Land $26,250 Building $212,500
2023$191,000 Land $21,000 Building $170,000$222,093 Land $24,419 Building $197,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750207031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Uniti Group
DSL
200 / 20

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3304336, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCWA
public/private · serves 350,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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