28 Gunther Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 28 Gunther Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,328 sqft · built 2017
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,151 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353289 258.00-01-37.01`

Property Details

APN / Parcel Number

Primary APN	`353289 258.00-01-37.01`
Alternative APN	`328925800000010370100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	196,456 sqft (4.51 acres)
Shed	1 Shed
Pole Barn	850 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	28 GUNTHER RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Subdivision	SUBDIVISION NO 5
Legal Block	1
Legal Lot Number	37.010
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1012
Census Tract	20703

Owner

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jun 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage PATHFINDER BANK
Jul 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PATHFINDER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	28 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275

Mortgage

Document Number	0000003365
Date	Nov 10, 2021
Instrument	R-2021-013365

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	28 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004742
Date	Jun 12, 2019
Instrument	R-2019-004742

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	143 Months
Due	May 20, 2031

Interest

Rate	7%

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 26, 2017
Property Address	28 GUNTHER RD, CENTRAL SQUARE, NY 13036-2275
Instrument Date	Jul 24, 2017
Instrument	6971
Transaction Type	Construction Loan
Record Updated	Aug 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 GUNTHER RD CENTRAL SQUARE NY 13036, CENTRAL SQUARE, NY 13036

Mortgage

Document Number	0000006971
Date	Jul 26, 2017
Instrument	6971

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,151.00	$213,000 (-) Land $15,000 Building $198,000	$284,000 (+14.67%) Land $20,000 Building $264,000
2023		$213,000 Land $15,000 Building $198,000	$247,674 Land $17,442 Building $230,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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