Essex County and Marblehead Town property record for 4 Guernsey St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1898 |
| Lot Size | 0.144 acres (6,277 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $839,000 (Feb 2019) |
| Tax Bill | $8,199 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0128 B:0019 L:0 |
| Primary APN | MARB M:0128 B:0019 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,763 sqft Living Area |
| Gross Area | 3,726 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,277 sqft (0.144 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 GUERNSEY ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 19 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage MB FINANCIAL BK NA |
| Jul 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 15, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARBLEHEAD SAVINGS BANK |
| Jan 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Feb 22, 1991 · Amount on Record |
| Deed Document Number | 20195670 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 040092-234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035642-419 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 35642/419 |
| Instrument | 315 |
| Name | MB FINANCIAL BK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 19, 2021 |
| Property Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Document Number | 040092-234 |
| Book / Page | 40092 / 234 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 20210719000770 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 15, 2019 |
| Property Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Document Number | 037333-457 |
| Book / Page | 37333 / 457 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 20190215005670 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Document Number | 190215005680 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 190215005680 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 19, 2017 |
| Property Address | 4 GUERNSEY ST, MARBLEHEAD, MA 01945-2410 |
| Document Number | 35621-564 |
| Book / Page | 035621 / 000564 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 1701190192 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GUERNSEY ST MARBLEHEAD MA 019452410, MARBLEHEAD, MA 01945-2410 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,199.00 (+1.78%) | $957,800 (+7.59%) Land $537,600 Building $416,500 | $1,002,332 (-9.84%) |
| 2025 | $8,056.00 (+4.53%) | $890,200 (+3.49%) Land $537,600 Building $352,600 | $1,111,785 |
| 2024 | $7,707.00 (-0.61%) | $860,200 (+10.94%) Land $513,700 Building $346,500 | |
| 2023 | $7,754.00 | $775,400 Land $489,800 Building $285,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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