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10 Guernsey St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Guernsey St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,926 sqft · built 1880
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 1999)
Tax Bill$7,257 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0128 B:0022 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0128 B:0022 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,926 sqft Living Area
Gross Area3,107 sqft
Basement Area665 sqft
Unfinished Basement665 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address10 GUERNSEY ST
CityMARBLEHEAD
StateMA
Zip01945-2410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block22
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2025
Census Tract203301

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0128 B:0022 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 GUERNSEY ST, MARBLEHEAD, MA 01945-2410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2022Deed of Trust, Mortgage · Line of Credit
UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Mar 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 1999 · Amount on Record
Deed SaleJul 01, 1999 · Amount on Record
Prior SaleAug 16, 1993 · Amount on Record
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 GUERNSEY ST, MARBLEHEAD, MA 01945-2410
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040708-53
DateFeb 07, 2022
Book Page40708/53
Instrument20220207000610
Lender
NameUMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 01, 2042
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 GUERNSEY ST, MARBLEHEAD, MA 01945-2410
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39626-19
DateMar 09, 2021
Book Page39626/19
Instrument20210309002620
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,257.00 (+4.69%)$801,900 (+3.64%) Land $517,500 Building $284,400$840,940
2024$6,932.00 (-1.34%)$773,700 (+10.12%) Land $494,500 Building $279,200
2023$7,026.00$702,600 Land $471,500 Building $231,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 759 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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