4 Grace St, Berlin, MD 21811 Property Records

Worcester County property record for 4 Grace St, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,465 sqft · built 1940
Lot Size	0.148 acres (6,435 sqft)
Owner	Individual Name on File
Last Sale	$167,600 (Oct 2016)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-029514`

Property Details

APN / Parcel Number

Primary APN	`03-029514`
Alternative APN	`029514`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,465 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,435 sqft (0.148 acres)
Lot Depth	1 ft Depth
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029514
Street Address	4 GRACE ST
City	BERLIN
State	MD
Zip	21811-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58 6 X 110 SOUTH SIDE 4 GRACE ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1040
Census Tract	951000

Owner

Source: Worcester County records · APN 03-029514

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 GRACE ST, BERLIN, MD 21811-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Deed Book / Page	6876 / 325
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	4 GRACE ST, BERLIN, MD 21811-1423
Document Number	0070360210
Book / Page	007036 / 000210
Instrument Date	Jul 05, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GRACE ST BERLIN MD 218111423, BERLIN, MD 21811-1423

Mortgage

Document Number	0070360210
Date	Jul 11, 2017
Book Page	007036/000210

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,700 (+4.55%)	$237,600 (-) Land $100,400 Building $137,200
2025	$3,212.00 (+6.53%) Homeowner's exemption	$217,800 (+14.45%)	$237,600 (+14.29%) Land $100,400 Building $137,200
2023	$3,015.00 Homeowner's exemption	$190,300	$207,900 Land $100,400 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	27 units insured 3 under condo master policies
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.