Worcester County property record for 2 Grace St, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1900 |
| Lot Size | 0.189 acres (8,212 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Feb 2024) |
| Tax Bill | $5,483 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-029417 |
| Primary APN | 03-029417 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,212 sqft (0.189 acres) |
| Lot Depth | 1 ft Depth |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 328 sqft |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 029417 |
|---|---|
| Street Address | 2 GRACE ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 110' S SIDE 2 GRACE ST BERLIN |
| Legal Subdivision | BURLEY |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 951000 |
Source: Worcester County records · APN 03-029417
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 GRACE ST, BERLIN, MD 21811-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Sep 04, 2018 | Grant Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Book / Page | 8709 / 2 |
| Prior Transfer Date | Nov 01, 2006 |
| Prior Transfer Doc | 0048170308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2 GRACE ST, BERLIN, MD 21811-1423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0076110239 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 7611/239 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2 GRACE ST, BERLIN, MD 21811-1423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | LAND ABSTRACT & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0081580001 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 8158/1 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2 GRACE ST, BERLIN, MD 21811-1423 |
| Document Number | 0074690111 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2 GRACE ST BERLIN MD 218111423, BERLIN, MD 21811-1423 |
| Document Number | 0074690111 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 007469/000111 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Sep 04, 2018 |
| Property Address | 2 GRACE ST, BERLIN, MD 21811-1423 |
| Document Number | 0072770461 |
| Book / Page | 007277 / 000461 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | BRENNAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 GRACE ST BERLIN MD 218111423, BERLIN, MD 21811-1423 |
| Document Number | 72770467 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 007277/000467 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,467 (+5.85%) | $361,400 (-) Land $102,200 Building $259,200 | |
| 2025 | $5,483.00 (+5.34%) Homeowner's exemption | $323,533 (+10.02%) | $361,400 (+18.65%) Land $102,200 Building $259,200 |
| 2023 | $5,205.00 Homeowner's exemption | $294,067 | $304,600 Land $102,200 Building $202,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Nearby Flood Policies | 27 units insured 3 under condo master policies |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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