4 Ginn Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 4 Ginn Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,670 sqft · built 1953
Lot Size	0.281 acres (12,219 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Sep 2004)
Tax Bill	$22,874 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:016 B:0066 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:016 B:0066 L:0`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	6,405 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,219 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 GINN RD
City	WINCHESTER
State	MA
Zip	01890-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	66
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2010
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 GINN RD, WINCHESTER, MA 01890-2607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Aug 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Aug 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2004 · Amount on Record
Deed Sale	Sep 15, 2004 · Amount on Record
Deed Document Number	2004241035
Deed Book / Page	43719 / 217
Last Transfer Date	Jul 15, 2019
Transfer Doc	73092-523
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080563-59
Date	Aug 10, 2022
Book Page	80563/59
Instrument	122844

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75466-574
Date	Aug 27, 2020
Book Page	75466/574
Instrument	147668

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71347-435
Date	Jul 20, 2018
Book Page	71347/435
Instrument	108859

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	4 GINN RD, WINCHESTER, MA 01890-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75466-558
Date	Aug 27, 2020
Book Page	75466/558
Instrument	147667

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 12, 2019
Property Address	4 GINN RD, WINCHESTER, MA 01890-2607
Document Number	73092-523
Book / Page	073092 / 000523
Instrument Date	Jul 15, 2019
Instrument	118579
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 GINN RD WINCHESTER MA 018902607, WINCHESTER, MA 01890-2607

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,874.00 (+10,157.4%)	$2,064,400 (+2.6%) Land $967,500 Building $1,096,900	$2,427,183 (+4.8%)
2025	$223.00 (-98.99%)	$2,012,000 (+3.74%) Land $967,500 Building $1,044,500	$2,316,005
2024	$21,973.00 (+5.49%)	$1,939,400 (+9.87%) Land $898,300 Building $1,041,100
2023	$20,829.00	$1,765,200 Land $794,700 Building $970,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 47 condo units
Nearby Flood Claims	11 (1978–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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