Anne Arundel County property record for 4 Gerald Ct, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft · built 1968 |
| Lot Size | 0.376 acres (16,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,139 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-495-01767503 |
| Primary APN | 04-495-01767503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 16,400 sqft (0.376 acres) |
| Porch | Open Porch |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 49501767503 |
|---|---|
| Old Parcel Number | 449501767503 |
| Street Address | 4 GERALD CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 BK C 4 GERALD CT MUNSON HEIGHTS |
| Legal Subdivision | MUNSON HEIGHTS |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 751400 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Aug 10, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 30, 2017 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Apr 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1990 |
| Deed Sale | May 21, 1990 |
| Deed Document Number | 004495 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0393760420 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 39376/420 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Document Number | 0373430090 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 37343/90 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Document Number | 0356800212 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 35680/212 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Document Number | 0317040451 |
| Book / Page | 031704 / 000451 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 GERALD CT SEVERN MD 211441121, SEVERN, MD 21144-1121 |
| Document Number | 0317040451 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 031704/000451 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4 GERALD CT, SEVERN, MD 21144-1121 |
| Document Number | 0309130045 |
| Book / Page | 030913 / 000045 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GERALD CT SEVERN MD 211441121, SEVERN, MD 21144-1121 |
| Document Number | 0309130045 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 030913/000045 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,139.00 Homeowner's exemption | $311,467 | $356,600 Land $187,900 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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