1 Gerald Ct, Severn, MD 21144 Property Records

Anne Arundel County property record for 1 Gerald Ct, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 1968
Lot Size	0.342 acres (14,900 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2022)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-495-06587800`

Property Details

APN / Parcel Number

Primary APN	`04-495-06587800`
Alternative APNs	`4-495-06587800` `49506587800`

Interior

Full Baths	2 Baths
Building Area	1,492 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	14,900 sqft (0.342 acres)

Exterior Amenities

Pool Area	760 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49506587800
Street Address	1 GERALD CT
City	SEVERN
State	MD
Zip	21144-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 BK C MUNSON HEIGHTS
Legal Subdivision	MUNSON HEIGHTS
Legal Block	C
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	2
Census Block	2042
Census Tract	751400

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 GERALD CT, SEVERN, MD 21144-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Deed Book / Page	38492 / 456
Last Transfer Date	Jun 13, 2025
Transfer Doc	0414560250
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 17, 2022
Property Address	1 GERALD CT, SEVERN, MD 21144-1121
Document Number	0384920456
Book / Page	38492 / 456
Map Reference	MB 31 FO 66
Instrument Date	Jul 7, 2021
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8618 SAXON CIR, 8618, NOTTINGHAM, MD 21236-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 GERALD CT, SEVERN, MD 21144-1121

Mortgage

Document Number	0038492463
Date	Mar 17, 2022
Instrument	38492/463

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,467 (+5.42%)	$464,800 (+16.26%) Land $199,500 Building $265,300
2025	$4,878.00 (+7.52%)	$399,800 (+18.59%) Land $184,500 Building $215,300	$399,800 (-) Land $184,500 Building $215,300
2024	$4,537.00 (+23.25%)
2023	$3,681.00	$337,133	$399,800 Land $184,500 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20