4 George St, Westerly, RI 02891 Property Records

Westerly Town property record for 4 George St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 1890
Lot Size	0.218 acres (9,485 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jan 2012)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:117`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:117`
Alternative APNs	`M:067 B:117 L` `14055405`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	2,687 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,485 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	14055405
Street Address	4 GEORGE ST
City	WESTERLY
State	RI
Zip	02891-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	117
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3013
Census Tract	50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 GEORGE ST, WESTERLY, RI 02891-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2012 · Amount on Record
Deed Sale	Jan 31, 2012 · Amount on Record
Prior Sale	Sep 15, 2000 · Amount on Record
Deed Book / Page	1913 / 6
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 GEORGE ST, WESTERLY, RI 02891-2315
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-7314
Date	Jun 5, 2023
Book Page	2023/7314
Instrument	2023-1808

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 GEORGE ST, WESTERLY, RI 02891-2315
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-21945
Date	Aug 30, 2021
Book Page	2021/21945
Instrument	2021-4893

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (+4.12%)	$399,600 (+35.96%) Land $152,800 Building $246,800	$458,530
2023	$2,986.00 (+0.61%)	$293,900 (-) Land $109,400 Building $184,500
2022	$2,968.00	$293,900 Land $109,400 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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