12 George St, Westerly, RI 02891 Property Records

Westerly Town property record for 12 George St, Westerly, RI 02891

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,018 sqft · built 1890
Lot Size	0.208 acres (9,049 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2016)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:121`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:121`
Alternative APNs	`M:067 B:121 L` `5029600`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,018 sqft Living Area
Gross Area	4,997 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,049 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5029600
Street Address	12 GEORGE ST
City	WESTERLY
State	RI
Zip	02891-2366
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	121
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3013
Census Tract	50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 GEORGE ST, WESTERLY, RI 02891-2366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	20165320
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 GEORGE ST, WESTERLY, RI 02891-2366
Document Number	2019-3668
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 GEORGE ST WESTERLY RI 028912315, WESTERLY, RI 02891-2315

Mortgage

Document Number	2019-3668
Date	Mar 8, 2019
Book Page	002019/003668
Instrument	931

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.88%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 GEORGE ST, WESTERLY, RI 02891-2366
Document Number	2017-1223
Book / Page	002017 / 011223
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GEORGE ST WESTERLY RI 028912315, WESTERLY, RI 02891-2315

Mortgage

Document Number	2017-1223
Date	Jun 27, 2017
Book Page	002017/011223
Instrument	2759

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,309.00 (+3.78%)	$553,800 (+35.5%) Land $152,600 Building $401,200
2023	$4,152.00 (+0.58%)	$408,700 (-) Land $109,200 Building $299,500
2022	$4,128.00	$408,700 Land $109,200 Building $299,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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