4 Gastons Trail Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 4 Gastons Trail Ct, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,316 sqft · built 1998
Lot Size3.01 acres (131,116 sqft)
Owner2 Owners on Record
Last Sale$259,000 (Oct 2002)
Tax Bill$5,107 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA860002928

Property Details

APN / Parcel Number

Primary APNA860002928
Alternative APN
  • 3-0077-5931-00-0054.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,316 sqft Living Area
1st Floor Area2,316 sqft
Basement Area2,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleRanch
Exterior MaterialStone
Lot Area131,116 sqft (3.01 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area110 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA860002928
Old Parcel NumberA860002928
Street Address4 GASTONS TRAIL CT
CityDEFIANCE
StateMO
Zip63341-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY VALLEY #4 LOT 54
Legal Range01E
Legal Township45N
Legal SubdivisionCALLAWAY VALLEY #4
Legal Lot Number54
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4005
Census Tract312204

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owners on Record
Mailing Address4 GASTONS TRAIL CT, DEFIANCE, MO 63341-1633
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2002 · Amount on Record
Deed SaleOct 1, 2002 · Amount on Record
Prior SaleAug 12, 1998
Deed Document Number0003041153
Deed Book / Page3041 / 153
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 GASTONS TRAIL CT, DEFIANCE, MO 63341-1633
Document Number0000092310
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 GASTONS TRAIL CT DEFIANCE MO 633411633, DEFIANCE, MO 63341-1633

Mortgage

Document Number0000092310
DateNov 25, 2020
Instrument92310
Lender
NameAMERICAN BK/MO
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,107.00$85,299 (+6.56%)$448,944 (+6.56%) Land $90,002 Building $358,942
2023$80,051
2022$421,323 Land $75,002 Building $346,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940

Cell Coverage

5G and 4G LTE (outdoors only)

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