4 Garfield St, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Garfield St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,884 sqft · built 2011
Lot Size	0.267 acres (11,640 sqft)
Owner	Individual Name on Record
Last Sale	$327,900 (Aug 2019)
Tax Bill	$6,954 (2025)
Deeds & Mortgages	Jul 2019 Refinance Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SACO M:067 L:007 U:001-000`

Property Details

APN / Parcel Number

Primary APN	`SACO M:067 L:007 U:001-000`
Alternative APN	`M:067 L:007 U:001=000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	4,479 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,640 sqft (0.267 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 GARFIELD ST
City	SACO
State	ME
Zip	04072-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	7
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1010
Census Tract	5302

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 GARFIELD ST, SACO, ME 04072-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Aug 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2019	Warranty Deed, Transfer NORCOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	201936640
Deed Book / Page	18034 / 748
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 GARFIELD ST, SACO, ME 04072-2406
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179910941
Date	Jul 10, 2019
Book Page	17991/941
Instrument	2019025964

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 GARFIELD ST, SACO, ME 04072-2406
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187850267
Date	Aug 30, 2021
Book Page	18785/267
Instrument	2021050796

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 30, 2019
Property Address	4 GARFIELD ST, SACO, ME 04072-2406
Document Number	0180340748
Book / Page	18034 / 748
Instrument Date	Aug 30, 2019
Instrument	2019036640
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 FORT HILL RD, GORHAM, ME 04038-2250

Mortgage

Document Number	2019036641
Date	Aug 30, 2019
Instrument	2019036641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 3, 2019
Property Address	4 GARFIELD ST, SACO, ME 04072-2406
Document Number	0180350054
Book / Page	018035 / 000054
Instrument Date	Aug 30, 2019
Instrument	36688
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 GARFIELD ST SACO ME 040722406, SACO, ME 04072-2406

Mortgage

Document Number	180350057
Date	Sep 3, 2019
Book Page	018035/000057
Instrument	36689

Lender

Name	NORCOM MTG
Type	Mortgage Company
Address	AVON, CT 06001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,954.00 (+4.78%)	$489,700 (+3.66%) Land $119,100 Building $370,600
2024	$6,637.00 (+7.45%)	$472,400 (+40.18%) Land $119,100 Building $353,300	$562,970
2022	$6,177.00	$337,000 Land $90,800 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures