3 Garfield St, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Garfield St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,110 sqft · built 1917
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Jul 2026)
Tax Bill$4,926 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APNM4050R

Property Details

APN / Parcel Number

Primary APNM4050R
Alternative APNs
  • SACO M:067 L:022 U:001-000
  • M:067 L:022 U:001=000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area5,570 sqft
1st Floor Area1,586 sqft
Basement Area1,234 sqft
Unfinished Basement1,234 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberM4050R
Street Address3 GARFIELD ST
CitySACO
StateME
Zip04072-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Lot Number22
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1013
Census Tract5302

Owner

3 Garfield St is owned and occupied by an individual who bought it in July 2026.

Source: York County and Saco City records, as of August 5, 2026

Owner of RecordIndividual Name on File
Mailing Address3 GARFIELD ST, SACO, ME 04072-2405
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer
Aug 26, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2026 · Amount on File
Deed SaleJul 17, 2026 · Amount on File
Deed Document Number202625100
Deed Book / Page19949 / 724
Prior Transfer DateAug 24, 2022
Prior Transfer Doc0191000502
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateJul 17, 2026
Property Address3 GARFIELD ST, SACO, ME 04072-2405
Document Number0000025100
Book / Page19949 / 724
Instrument DateJul 17, 2026
Instrument202625100
Transaction TypeTransfer
Record UpdatedAug 5, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 GARFIELD ST, SACO, ME 04072-2405

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSACO ME
Recording DateAug 26, 2022
Property Address3 GARFIELD ST, SACO, ME 04072-2405
Document Number0191000502
Book / Page19100 / 502
Instrument DateAug 24, 2022
Instrument2022037025
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 ATLANTIC AVE, BIDDEFORD, ME 04005-3616

Tax Assessment & Valuation

The 2025 property tax bill for 3 Garfield St was $4,926, up 1.1% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,926.00 (+1.07%)$346,900 (-) Land $121,100 Building $225,800
2024$4,874.00$346,900 Land $121,100 Building $225,800$590,140
2022$4,588.00$250,300 Land $92,200 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Garfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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