4 Garden Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 4 Garden Pl, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 3,479 sqft · built 1959
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$17,530 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-0001-0012-00`

Property Details

APN / Parcel Number

Primary APN	`053-0001-0012-00`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,479 sqft Living Area
1st Floor Area	3,479 sqft
Basement Area	3,479 sqft
Finished Basement	1,000 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	551 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4 GARDEN PL
City	CINCINNATI
State	OH
Zip	45208-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN PL FT IRR PT LOT 1 COL JOHN FERRIS
Legal Subdivision	COL JOHN FERRIS ESTATES
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	4000

Owner

4 Garden Pl is owned by a company that acquired it in October 2024 and is owner-occupied.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	4 GARDEN PL, CINCINNATI, OH 45208-1001
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Mar 13, 2020	Deed of Trust, Mortgage CFBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024
Deed Sale	Oct 29, 2024
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	0000077043
Deed Book / Page	15282 / 2566
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4 GARDEN PL, CINCINNATI, OH 45208-1001
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079656
Date	Nov 9, 2023
Book Page	15040/20
Instrument	2023-0079656

Lender

Name	CF BANK
Type	Bank
Address	WESTERVILLE, OH 43081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4 GARDEN PL, CINCINNATI, OH 45208-1001
Document Number	0000027087
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 GARDEN PL CINCINNATI OH 452081001, CINCINNATI, OH 45208-1001

Mortgage

Document Number	0000027087
Date	Mar 19, 2020
Book Page	014128/001689
Instrument	27087

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Garden Pl was $17,530, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,530.00 (+0.14%)	$277,085 (-) Land $76,073 Building $201,012
2024	$17,505.00 (-0.18%)	$277,085 (-) Land $76,073 Building $201,012
2023	$17,537.00 (-1.38%)	$277,085 (+9.62%) Land $76,073 Building $201,012	$791,670 Land $217,350 Building $574,320
2022	$17,782.00	$252,767 Land $63,032 Building $189,735
2020			$722,190 Land $180,090 Building $542,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Garden Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Garden Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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