4 Franklin Sq, Berlin, MD 21811 Property Records

Worcester County property record for 4 Franklin Sq, Berlin, MD 21811

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,220 sqft · built 1985
Lot Size	0.016 acres (733 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2022)
Tax Bill	$4,083 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-123049`

Property Details

APN / Parcel Number

Primary APN	`03-123049`
Alternative APN	`123049`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,220 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	733 sqft (0.016 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	123049
Street Address	4 FRANKLIN SQ
City	BERLIN
State	MD
Zip	21811-1254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT A-4 S SIDE FRANKLIN AVE PL FRANKLIN SQUARE TWNHSE CONDO PH 1
Legal Subdivision	FRANKLIN SQUARE TOWNHOUSE CONDOMINIUM
Legal Phase	1
Legal Lot Number	A4
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1022
Census Tract	951000

Owner

4 Franklin Sq, a condominium, is owned by an individual who bought it in July 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4 FRANKLIN SQ, 4A, BERLIN, MD 21811-1254
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 3, 2020	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Book / Page	8421 / 165
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 8, 2022
Property Address	4 FRANKLIN SQ, BERLIN, MD 21811-1254
Document Number	0084210165
Book / Page	8421 / 165
Map Reference	LB 1142 FO 27
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 FRANKLIN SQ # A4, A4, BERLIN, MD 21811-1254

Mortgage

Document Number	0008421172
Date	Jul 8, 2022
Instrument	8421-172

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 3, 2020
Property Address	4 FRANKLIN SQ, BERLIN, MD 21811-1254
Document Number	0076260472
Book / Page	7626 / 472
Map Reference	LB 1142 FO 27
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FRANKLIN SQ # A4, A4, BERLIN, MD 21811-1254

Mortgage

Document Number	0007626477
Date	Apr 3, 2020
Instrument	7626/477

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Franklin Sq was $4,083, up 17.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,083.00 (+17.33%)	$233,833	$268,400 Land $134,200 Building $134,200
2025	$3,480.00
2023	$2,648.00	$148,433	$164,700 Land $82,300 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Franklin Sq in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Franklin Sq is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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