4 Frallo Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 4 Frallo Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,500 (Oct 2024)
Tax Bill	$4,697 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Oct 2024 Sale & Mortgage
APN	`HADL M:0011A B:0003 L:0011`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0011A B:0003 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,828 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 FRALLO DR
City	HADLEY
State	MA
Zip	01035-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	3
Legal Lot Number	11
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2004
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 MAIN POLAND RD, CONWAY, MA 01341-9642
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit BANKESB
Oct 22, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Deed Book / Page	15263 / 39
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	4 FRALLO DR, HADLEY, MA 01035-9647
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015154-229
Date	Jun 12, 2024
Book Page	15154/229
Instrument	8433

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADLEY MA
Recording Date	Oct 22, 2024
Property Address	4 FRALLO DR, HADLEY, MA 01035-9647
Document Number	0015263-39
Book / Page	15263 / 39
Instrument Date	Oct 22, 2024
Instrument	16392
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 MAIN POLAND RD, CONWAY, MA 01341-9642

Mortgage

Document Number	0000016393
Date	Oct 22, 2024
Instrument	16393

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2034
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,697.00 (+2.73%)	$409,900 (+4.27%) Land $138,200 Building $271,700	$525,876 (+20.08%)
2025	$4,572.00 (+5.3%)	$393,100 (+3.12%) Land $126,700 Building $266,400	$437,950 (+3.16%)
2024	$4,342.00 (+4.45%)	$381,200 (+5.83%) Land $126,700 Building $254,500	$424,555
2023	$4,157.00	$360,200 Land $126,700 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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