10 Frallo Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 10 Frallo Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,387 sqft · built 1978
Lot Size	0.739 acres (32,178 sqft)
Owner	Individual Name on File
Last Sale	$502,000 (Nov 2022)
Tax Bill	$6,232 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2025 Mortgage + 2 more
APN	`HADL M:0011A B:0003 L:0014`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0011A B:0003 L:0014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,589 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,178 sqft (0.739 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 FRALLO DR
City	HADLEY
State	MA
Zip	01035-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	3
Legal Lot Number	14
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2004
Census Tract	821400

Owner

10 Frallo Dr is owned and occupied by an individual who bought it in November 2022.

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 FRALLO DR, HADLEY, MA 01035-9647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Jul 22, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENFIELD COOPERATIVE BANK
Nov 22, 2022	Deed, Transfer · Stand-Alone First Mortgage GREENFIELD COOPERATIVE BANK
Sep 21, 2018	Warranty Deed, Transfer · Conventional with PMI FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Book / Page	14742 / 258
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	10 FRALLO DR, HADLEY, MA 01035-9647
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014368-243
Date	Nov 30, 2021
Book Page	14368/243
Instrument	29798

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	10 FRALLO DR, HADLEY, MA 01035-9647
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015481-120
Date	Jul 22, 2025
Book Page	15481/120
Instrument	11727

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HADLEY MA
Recording Date	Nov 22, 2022
Property Address	10 FRALLO DR, HADLEY, MA 01035-9647
Document Number	014742-258
Book / Page	14742 / 258
Instrument Date	Nov 22, 2022
Instrument	24224
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 FRALLO DR, HADLEY, MA 01035-9647

Mortgage

Document Number	0000024225
Date	Nov 22, 2022
Instrument	24225

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADLEY MA
Recording Date	Sep 21, 2018
Property Address	10 FRALLO DR, HADLEY, MA 01035-9647
Document Number	13083-319
Book / Page	013083 / 000319
Instrument Date	Sep 18, 2018
Instrument	19377
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 FRALLO DR HADLEY MA 010359647, HADLEY, MA 01035-9647

Mortgage

Document Number	13083-321
Date	Sep 21, 2018
Book Page	013083/000321
Instrument	19378

Lender

Name	FLORENCE BK

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Frallo Dr was $6,232, up 2.4% from the year before.

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,232.00 (+2.38%)	$543,800 (+3.9%) Land $157,500 Building $386,300	$625,736 (-2.61%)
2025	$6,087.00 (+3.64%)	$523,400 (+1.51%) Land $144,600 Building $378,800	$642,485 (+3.87%)
2024	$5,873.00 (+4.59%)	$515,600 (+5.96%) Land $144,600 Building $371,000	$618,545
2023	$5,615.00	$486,600 Land $144,600 Building $342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Frallo Dr; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Frallo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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