4 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Forest Dr, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1988
Lot Size0.376 acres (16,379 sqft)
OwnerIndividual Name on File
Last Sale$172,200 (May 2019)
Tax Bill$1,916 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18A 3 59

Property Details

APN / Parcel Number

Primary APN18A 3 59
Alternative APN
  • 3488

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area3,720 sqft
1st Floor Area1,496 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
TerrainRolling
View / LotCorner
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3488
Street Address4 FOREST DR
CityPALMYRA
StateVA
Zip22963-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINST 190001399 MONTPELIER-3 LOT 59 16,365 SF
Legal SubdivisionLAKE MONTICELLO
Legal Block5
Legal Lot Number59
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1020
Census Tract20103

Owner

Source: Fluvanna County records · APN 18A 3 59

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 FOREST DR, PALMYRA, VA 22963-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2022Deed of Trust, Mortgage · FHA Mortgage
HUD
May 20, 2019Deed, Transfer · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Deed Document Number20191399
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address4 FOREST DR, PALMYRA, VA 22963-2118
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220003324
DateSep 09, 2022
Instrument220003324
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateMay 20, 2019
Property Address4 FOREST DR, PALMYRA, VA 22963-2118
Document Number1901399
Map ReferencePB 80 PG 35
Instrument DateMay 11, 2019
Instrument1901399
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FOREST DR, PALMYRA, VA 22963-2118

Mortgage

Document Number1901400
DateMay 20, 2019
Instrument1901400
Lender
NameFIDELITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$253,800 (-) Land $30,000 Building $223,800$253,800 (-) Land $30,000 Building $223,800
2025$1,916.00 (+8.8%)$253,800 (+21.61%) Land $30,000 Building $223,800$253,800 (+21.61%) Land $30,000 Building $223,800
2023$208,700 Land $30,000 Building $178,700$208,700 Land $30,000 Building $178,700
2022$1,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number