4 Fleming Ave, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 4 Fleming Ave, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1852
Lot Size	0.154 acres (6,695 sqft)
Owner	Individual Name on File
Last Sale	$497,000 (Jul 2025)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2025 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00018 B:00004 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00018 B:00004 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	980 sqft Living Area
Gross Area	1,824 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,695 sqft (0.154 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 FLEMING AVE
City	ANDOVER
State	MA
Zip	01810-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	5
Census Block	5000
Census Tract	254100

Owner

Source: Essex County and Andover Town records · APN ANDO M:00018 B:00004 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 FLEMING AVE, ANDOVER, MA 01810-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK TRUST
Jul 11, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Book / Page	18328 / 349
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	4 FLEMING AVE, ANDOVER, MA 01810-1404
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017888-248
Date	Dec 04, 2023
Book Page	17888/248
Instrument	19962

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2044

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 11, 2025
Property Address	4 FLEMING AVE, ANDOVER, MA 01810-1404
Document Number	018328-349
Book / Page	18328 / 349
Instrument Date	Jul 11, 2025
Instrument	11560
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FLEMING AVE, ANDOVER, MA 01810-1404

Mortgage

Document Number	0000011561
Date	Jul 11, 2025
Instrument	11561

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	4 FLEMING AVE, ANDOVER, MA 01810-1404
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16349-232
Date	Jun 15, 2020
Book Page	16349/232
Instrument	14352

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (-0.61%)	$388,600 (+2.48%) Land $234,000 Building $154,600	$467,210
2024	$4,884.00 (+4.54%)	$379,200 (+10.88%) Land $228,300 Building $150,900
2023	$4,672.00	$342,000 Land $205,700 Building $136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092541005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–2010)
Claims Outside the SFHA	7 of 28
Most Recent Claim	Mar 2010, tidal / storm surge, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 13 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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