Essex County and Andover Town property record for 14 Fleming Ave, Andover, MA 01810
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,770 sqft · built 1912 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Feb 2024) |
| Tax Bill | $9,915 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00018 B:00007 L:00000 |
| Primary APN | ANDO M:00018 B:00007 L:00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,770 sqft Living Area |
| Gross Area | 4,294 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 130 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,120 sqft (0.14 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 FLEMING AVE |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1404 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SRA |
| Legal Subdivision | MAST HILL |
| Legal Block | 7 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 FLEMING AVE, 16, ANDOVER, MA 01810-1404 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit MERRIMACK VALLEY FCU |
| Feb 16, 2024 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK |
| Mar 30, 2018 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Book / Page | 17932 / 100 |
| Prior Transfer Date | Feb 15, 2024 |
| Prior Transfer Doc | 017932-100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 14 FLEMING AVE, ANDOVER, MA 01810-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016989-165 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 16989/165 |
| Instrument | 20466 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Feb 16, 2024 |
| Property Address | 14 FLEMING AVE, ANDOVER, MA 01810-1404 |
| Document Number | 017932-100 |
| Book / Page | 17932 / 100 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2373 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 FLEMING AVE # 16, 16, ANDOVER, MA 01810-1404 |
| Document Number | 0000002374 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2374 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 14 FLEMING AVE, ANDOVER, MA 01810-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16330-179 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 16330/179 |
| Instrument | 12933 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 30, 2018 |
| Property Address | 14 FLEMING AVE, ANDOVER, MA 01810-1404 |
| Document Number | 15434-157 |
| Book / Page | 15434 / 157 |
| Instrument | 7250 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 FLEMING AVE, ANDOVER, MA 01810-1404 |
| Document Number | 154340159 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 15434/0159 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2048 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,915.00 (+16.92%) | $793,800 (+20.57%) Land $290,900 Building $502,900 | $841,378 |
| 2024 | $8,480.00 (-1.35%) | $658,400 (+4.62%) Land $283,800 Building $374,600 | |
| 2023 | $8,596.00 | $629,300 Land $255,700 Building $373,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2010) |
| Claims Outside the SFHA | 7 of 28 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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