Cumberland County and Harpswell Town property record for 4 Fairhaven Ln, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 2018 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Nov 2016) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:014 L:166 |
| Primary APN | HARP M:014 L:166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 5,993 sqft |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1009 |
|---|---|
| Street Address | 4 FAIRHAVEN LN |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Lot Number | 166 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17101 |
4 Fairhaven Ln is owned and occupied by two individuals who bought it in November 2016.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 FAIRHAVEN LN, HARPSWELL, ME 04079-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2017 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Dec 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on File |
| Deed Sale | Nov 3, 2016 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 201659074 |
| Deed Book / Page | 33582 / 151 |
| Transfer Doc | 30108-0207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 4 FAIRHAVEN LN, HARPSWELL, ME 04079-3237 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0339250001 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 33925/0001 |
| Instrument | 000000015545 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 372 Months |
| Due | Apr 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 4 FAIRHAVEN LN, HARPSWELL, ME 04079-3237 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0375290169 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 37529/169 |
| Instrument | 79785 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 4 Fairhaven Ln was $4,101, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,101.00 (+4.72%) | $615,800 (-) Land $90,200 Building $525,600 |
| 2024 | $3,916.00 (+4.26%) | $615,800 (-) Land $90,200 Building $525,600 |
| 2023 | $3,756.00 (+3.39%) | $615,800 (-) Land $90,200 Building $525,600 |
| 2022 | $3,633.00 | $615,800 Land $90,200 Building $525,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 Fairhaven Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Fairhaven Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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