Cumberland County and Harpswell Town property record for 16 Fairhaven Ln, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,345 sqft · built 2019 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Sep 2020) |
| Tax Bill | $4,712 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:014 L:164 |
| Primary APN | HARP M:014 L:164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,345 sqft Living Area |
| Gross Area | 6,069 sqft |
| 1st Floor Area | 1,662 sqft |
| Attic | Attic |
| Attic Area | 627 sqft |
| Basement Area | 1,662 sqft |
| Unfinished Basement | 1,662 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1008 |
|---|---|
| Street Address | 16 FAIRHAVEN LN |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Lot Number | 164 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17101 |
16 Fairhaven Ln is owned and occupied by two individuals who bought it in September 2020.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 FAIRHAVEN LN, HARPSWELL, ME 04079-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Warranty Deed, Transfer BATH SVGS INSTITUTION |
| Jan 8, 2020 | Deed of Trust, Mortgage BATH SVGS INSTITUTION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 202061149 |
| Deed Book / Page | 37231 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Sep 28, 2020 |
| Property Address | 16 FAIRHAVEN LN, HARPSWELL, ME 04079 |
| Document Number | 0372310234 |
| Book / Page | 037231 / 000234 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 61149 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 90 CUMBERLAND RD LEOMINSTER MA 014532015, LEOMINSTER, MA 01453-2015 |
| Document Number | 372310238 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 037231/000238 |
| Instrument | 61150 |
| Name | BATH SVGS INSTITUTION |
|---|---|
| Address | BATH, ME 04530 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 16 FAIRHAVEN LN, HARPSWELL, ME 04079 |
| Document Number | 0363450163 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 515 HARPSWELL ME 040790515, HARPSWELL, ME 04079-0515 |
| Document Number | 0363450163 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 036345/000163 |
| Instrument | 2719 |
| Name | BATH SVGS INSTITUTION |
|---|---|
| Address | BATH, ME 04530 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 14, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16 Fairhaven Ln was $4,712, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,712.00 (+4.71%) | $707,500 (-) Land $94,400 Building $613,100 |
| 2024 | $4,500.00 (+4.26%) | $707,500 (-) Land $94,400 Building $613,100 |
| 2023 | $4,316.00 (+3.4%) | $707,500 (-) Land $94,400 Building $613,100 |
| 2022 | $4,174.00 | $707,500 Land $94,400 Building $613,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Fairhaven Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Fairhaven Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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