4 Elm St, Guilford, CT 06437 Property Records

Guilford Town property record for 4 Elm St, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,995 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$255,203 (May 2012)
Tax Bill	$8,185 (2025)
Deeds & Mortgages	Mar 2023 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:104008`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:104008`
Alternative APN	`3329`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3329
Street Address	4 ELM ST
City	GUILFORD
State	CT
Zip	06437-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2008
Census Tract	190303

Owner

4 Elm St is owned and occupied by two individuals who bought it in May 2012.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 ELM ST, GUILFORD, CT 06437-1029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2012 · Amount on File
Deed Sale	May 14, 2012 · Amount on File
Deed Book / Page	834 / 766
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	4 ELM ST, GUILFORD, CT 06437-1029
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001005-695
Date	Mar 23, 2023
Book Page	1005/695
Instrument	2872620014

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	4 ELM ST, GUILFORD, CT 06437-1029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947-43
Date	Dec 18, 2019
Book Page	947/43
Instrument	2072400013

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Elm St was $8,185.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,185.00	$296,030 (-) Land $175,000 Building $121,030	$422,900 Land $250,000 Building $172,900
2024	$8,185.00 (+4.03%)	$296,030 (-) Land $175,000 Building $121,030
2023	$7,868.00 (+15.21%)	$296,030 (+44.13%) Land $175,000 Building $121,030
2022	$6,829.00	$205,390 Land $135,100 Building $70,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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