Guilford Town property record for 99 Elm St, Guilford, CT 06437
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jan 2021) |
| Tax Bill | $15,693 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GUIL M:105003C02 |
| Primary APN | GUIL M:105003C02 |
|---|---|
| Alternative APN |
|
| Lot Area | 90,169 sqft (2.07 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 2970 |
|---|---|
| Street Address | 99 ELM ST |
| City | GUILFORD |
| State | CT |
| Zip | 06437-1050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Jurisdiction | GUILFORD CT |
| Township / Civil Division | GUILFORD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 190303 |
Source: Guilford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 ELM ST, GUILFORD, CT 06437-1050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Jan 8, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Nov 2, 1998 · Amount on Record |
| Deed Document Number | 20212417400003 |
| Deed Book / Page | 967 / 880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD CT |
| Property Address | 99 ELM ST, GUILFORD, CT 06437-1050 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 001015-558 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 1015/558 |
| Instrument | 2956900006 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUILFORD CT |
| Recording Date | Jan 8, 2021 |
| Property Address | 99 ELM ST, GUILFORD, CT 06437-1050 |
| Document Number | 967-880 |
| Book / Page | 967 / 880 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 2417400003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 ELM ST, GUILFORD, CT 06437-1050 |
| Document Number | 2417410010 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2417410010 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Guilford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Guilford Town |
| Unified School District | Guilford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,693.00 | $567,560 (-) Land $218,750 Building $348,810 | $810,800 Land $312,500 Building $498,300 |
| 2024 | $15,693.00 (+4.02%) | $567,560 (-) Land $218,750 Building $348,810 | |
| 2023 | $15,086.00 (+11.54%) | $567,560 (+39.53%) Land $218,750 Building $348,810 | |
| 2022 | $13,525.00 | $406,780 Land $168,880 Building $237,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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