Caldwell County property record for 4 Elgin St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,302 sqft · built 1926 |
| Lot Size | 0.3 acres (13,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,500 (Feb 2019) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 21 1 15 |
| Primary APN | 08 21 1 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,302 sqft Heated Area |
| Gross Area | 1,678 sqft |
| 1st Floor Area | 1,302 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 13,050 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 87 ft wide |
| Garage Area | 1 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 165478 |
|---|---|
| Street Address | 4 ELGIN ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1957 PG 729 YR 19 ST 153.00 |
| Legal Subdivision | GW LEFEVERS PROPERTY |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 31402 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ELGIN ST, GRANITE FALLS, NC 28630-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Deed Document Number | 201910030032 |
| Deed Book / Page | 1957 / 729 |
| Prior Transfer Date | Sep 11, 2012 |
| Prior Transfer Doc | 0018021255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 7, 2019 |
| Property Address | 4 ELGIN ST, GRANITE FALLS, NC 28630-1706 |
| Document Number | 0010030032 |
| Book / Page | 001957 / 000729 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 10030032 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 ELGIN ST GRANITE FALLS NC 286301706, GRANITE FALLS, NC 28630-1706 |
| Document Number | 10030033 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 001957/000732 |
| Instrument | 10030033 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2049 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (+73.14%) | $123,000 (+75.71%) Land $10,400 Building $112,600 | $123,000 (+75.71%) Land $10,400 Building $112,600 |
| 2024 | $458.00 (+2%) | ||
| 2023 | $70,000 (-) Land $10,400 Building $59,600 | $70,000 (-) Land $10,400 Building $59,600 | |
| 2022 | $449.00 | $70,000 Land $10,400 Building $59,600 | $70,000 Land $10,400 Building $59,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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