2 Elgin St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 2 Elgin St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,033 sqft · built 1961
Lot Size223 acres (9,713,880 sqft)
OwnerCompany Name on Record
Tax Bill$2,048 (2026)
Flood ZoneZone X (minimal risk)
APN08 21 1 13

Property Details

APN / Parcel Number

Primary APN08 21 1 13
Alternative APN
  • 51864

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,033 sqft Heated Area
Gross Area4,823 sqft
1st Floor Area2,033 sqft
Basement Area2,034 sqft
Finished Basement1,017 sqft
Unfinished Basement1,017 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,713,880 sqft (223 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number51864
Street Address2 ELGIN ST
CityGRANITE FALLS
StateNC
Zip28630-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0309/0296 1955 0.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group3
Census Block3023
Census Tract31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 412, GRANITE FALLS, NC 28630-0412
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,048.00 Additional exemption filed$435,100 (-) Land $27,400 Building $407,700
2025Additional exemption filed$435,100 (+70.23%) Land $27,400 Building $407,700$435,100 (+70.23%) Land $27,400 Building $407,700
2023$255,600 Land $27,400 Building $228,200$255,600 Land $27,400 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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