4 Elder St, Mantoloking, NJ 08738 Property Records

Ocean County and Brick Township property record for 4 Elder St, Mantoloking, NJ 08738

Property Summary

Property Type	Duplex
Details	492 sqft · built 2024
Lot Size	0.034 acres (1,494 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jul 1999)
Tax Bill	$10,598 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`07 00036-0000-00013-0000-C0066`

Property Details

APN / Parcel Number

Primary APN	`07 00036-0000-00013-0000-C0066`
Alternative APNs	`07-00036-0000-00013-01-C0147` `0700036000000013C0066` `00104901` `00104903`

Interior

Stories	1 Story
Building Area	492 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	1,494 sqft (0.034 acres)

Location & Zoning

Account Number	00104901
Street Address	4 ELDER ST
City	MANTOLOKING
State	NJ
Zip	08738-1329
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R75
Legal Description	.0343 AC
Legal Subdivision	OSBORN SEA-BAY
Legal Block	36
Legal Lot Number	13.1
Jurisdiction	OCEAN NJ
Township / Civil Division	BRICK
Census Block Group	1
Census Block	1001
Census Tract	739200

Owner

4 Elder St, a duplex, is owned by a company that bought it in July 1999.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3 AQUETONG LN, EWING, NJ 08628-1602
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Construction Mortgage MANASQUAN BANK
Mar 8, 2021	Deed, Transfer EMERALD TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 1999 · Amount on File
Deed Sale	Jul 6, 1999 · Amount on File
Deed Document Number	199960890
Deed Book / Page	5712 / 211
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ELDER ST, MANTOLOKING, NJ 08738-1329
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195060014
Date	Oct 10, 2023
Book Page	19506/14
Instrument	2023075771

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 8, 2021
Property Address	4 ELDER ST, MANTOLOKING, NJ 08738-1329
Document Number	0183530383
Book / Page	18353 / 383
Map Reference	MB 16271 PG 1980
Instrument Date	Dec 29, 2020
Instrument	2021035783
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	EMERALD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 HOLIDAY CT, EWING, NJ 08638-1737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 AQUETONG LN, EWING, NJ 08628-1602

Tax Assessment & Valuation

The 2025 property tax bill for 4 Elder St was $10,598, up 5.1% from the year before.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Brick Township
Unified School District	Brick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,500 (-) Land $235,800 Building $154,700	$390,500 (-) Land $235,800 Building $154,700
2025	$10,598.00 (+5.08%)	$390,500 Land $235,800 Building $154,700	$390,500 Land $235,800 Building $154,700
2024	$10,086.00
2023		$235,800 Land $235,800	$235,800 Land $235,800
2022	$1,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Elder St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 468 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	593 units insured incl. 125 condo units
Nearby Flood Claims	178 (1992–2024)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 170 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Elder St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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