10 Elder St, Mantoloking, NJ 08738 Property Records

Ocean County and Brick Township property record for 10 Elder St, Mantoloking, NJ 08738

Property Summary

Property TypeDuplex
Details546 sqft · built 2024
Lot Size0.034 acres (1,494 sqft)
Owner2 Individual Names on File
Last Sale$985,000 (May 2026)
Tax Bill$10,598 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN07 00036-0000-00013-0000-C0072

Property Details

APN / Parcel Number

Primary APN07 00036-0000-00013-0000-C0072
Alternative APNs
  • 07-00036-0000-00013-01-C0150
  • 0700036000000013C0072
  • 00104904
  • 00104909

Interior

Stories1 Story
Building Area546 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area1,494 sqft (0.034 acres)

Location & Zoning

Account Number00104904
Street Address10 ELDER ST
CityMANTOLOKING
StateNJ
Zip08738-1329
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR75
Legal Description.0343 AC
Legal SubdivisionOSBORN SEA-BAY
Legal Block36
Legal Lot Number13.1
JurisdictionOCEAN NJ
Township / Civil DivisionBRICK
Census Block Group1
Census Block1001
Census Tract739200

Owner

10 Elder St, a duplex, is owned by two individuals who bought it in May 2026.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address292 CROCKER PL, HAWORTH, NJ 07641-1206
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2026 · Amount on File
Deed SaleMay 18, 2026 · Amount on File
Prior SaleAug 6, 2021 · Amount on File
Deed Document Number202638782
Deed Book / Page20376 / 1210
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMay 18, 2026
Property Address10 ELDER ST, MANTOLOKING, NJ 08738-1329
Document Number0000038782
Book / Page20376 / 1210
Instrument DateApr 7, 2026
Instrument202638782
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$99,485.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 CROCKER PL, HAWORTH, NJ 07641-1206
InvestorPossibly a Property Investor

Mortgage

Document Number0000038783,
DateMay 18, 2026
Instrument202638783
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Elder St was $10,598.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBrick Township
Unified School DistrictBrick Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,500 (-) Land $235,800 Building $154,700$390,500 (-) Land $235,800 Building $154,700
2025$10,598.00$390,500 Land $235,800 Building $154,700$390,500 Land $235,800 Building $154,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Elder St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 468 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies593 units insured
incl. 125 condo units
Nearby Flood Claims178 (1992–2024)
Claims Outside the SFHA2 of 178
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 170 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Elder St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum.

Nearby Properties on Elder St

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