4 Edgar Rd, Spofford, NH 03462 Property Records

Cheshire County and Chesterfield Town property record for 4 Edgar Rd, Spofford, NH 03462

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,936 sqft · built 1974
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2001)
Tax Bill	$7,064 (2025)
Deeds & Mortgages	Feb 2022 Refinance May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHFD M:7 B:E004 L:1`

Property Details

APN / Parcel Number

Primary APN	`CHFD M:7 B:E004 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,936 sqft Living Area
Gross Area	5,324 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Metal
Lot Area	89,298 sqft (2.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 EDGAR RD
City	SPOFFORD
State	NH
Zip	03462-4404
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RESIDE
Legal Block	E004
Legal Lot Number	1
Jurisdiction	CHESTERFIELD TOWN NH
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3013
Census Tract	971500

Owner

Source: Cheshire County and Chesterfield Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3, SPOFFORD, NH 03462-0003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2001 · Amount on Record
Deed Sale	Oct 30, 2001 · Amount on Record
Deed Book / Page	1845 / 696
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD TOWN NH
Property Address	4 EDGAR RD, SPOFFORD, NH 03462-4404
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003203-536
Date	Feb 28, 2022
Book Page	3203/536
Instrument	2201890

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD TOWN NH
Property Address	4 EDGAR RD, SPOFFORD, NH 03462-4404
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03162-1404
Date	May 10, 2021
Book Page	3162/1404
Instrument	2105080

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Cheshire County and Chesterfield Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Chesterfield Town
Elementary School District	Chesterfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,064.00 (+26.39%)	$326,300 (+13.38%) Land $76,500 Building $249,800
2022	$5,589.00	$287,800 Land $76,500 Building $211,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgar Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures