16 Edgar Rd, Spofford, NH 03462 Property Records

Cheshire County and Chesterfield Town property record for 16 Edgar Rd, Spofford, NH 03462

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,853 sqft · built 1991
Lot Size5.7 acres (248,292 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Aug 2024)
Tax Bill$6,534 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNCHFD M:7 B:E003

Property Details

APN / Parcel Number

Primary APNCHFD M:7 B:E003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,853 sqft Living Area
Gross Area4,678 sqft
1st Floor Area1,424 sqft
Basement Area1,376 sqft
Unfinished Basement1,376 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area248,292 sqft (5.7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 EDGAR RD
CitySPOFFORD
StateNH
Zip03462-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal BlockE003
JurisdictionCHESTERFIELD TOWN NH
Township / Civil DivisionCHESTERFIELD
Census Block Group3
Census Block3012
Census Tract971500

Owner

16 Edgar Rd is owned by two individuals who bought it in August 2024.

Source: Cheshire County and Chesterfield Town records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address10 LOCUST LN, WEST CHESTERFIELD, NH 03466-3018
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on File
Deed SaleAug 1, 2024 · Amount on File
Deed Document Number20245051
Deed Book / Page3283 / 1053
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD TOWN NH
Recording DateJul 23, 2026
Property Address16 EDGAR RD, SPOFFORD, NH 03462-4404
Document Number0000005674
Book / Page3356 / 932
Instrument DateJul 17, 2026
Instrument20265674
Transaction TypeMortgage
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 EDGAR RD, SPOFFORD, NH 03462-4404

Mortgage

Document Number0000005674,
DateJul 23, 2026
Book Page3356/932
Instrument20265674
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Edgar Rd was $6,534.

Source: Cheshire County and Chesterfield Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionChesterfield Town
Elementary School DistrictChesterfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,534.00$301,800 Land $80,700 Building $221,100
2022$5,861.00$301,800 Land $80,700 Building $221,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Edgar Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Edgar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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