4 E Spruce St, Orlando, FL 32804 Property Records

Orange County property record for 4 E Spruce St, Orlando, FL 32804 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,040 sqft · built 1957
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$1,285,000 (Mar 2025)
Tax Bill$13,798 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Feb 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-22-29-5633-01-490

Property Details

APN / Parcel Number

Primary APN14-22-29-5633-01-490
Alternative APNs
  • 292214563301490
  • 350370
  • 355629
  • 360009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,695 sqft
1st Floor Area1,040 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1983
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area299 sqft
PorchUnfinished Open Porch
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4 E SPRUCE ST
CityORLANDO
StateFL
Zip32804-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDWAY ADDITION G/117 LOT 149
Legal Range29E
Legal Township22S
Legal Section14
Legal SubdivisionMIDWAY ADD
Legal Tract5633
Legal Block1
Legal Lot Number149
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1033
Census Tract12701

Owner

Source: Orange County records · APN 14-22-29-5633-01-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 E SPRUCE ST, ORLANDO, FL 32804-4522
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2025Warranty Deed, Transfer · Conventional Mortgage
CLIMATE FIRST BANK
Feb 25, 2025Warranty Deed, Transfer
UNKNOWN, THE CLOSING AGENT LLC
Jun 29, 2023Personal Representative Deed, Transfer
FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2025 · Amount on Record
Deed SaleMar 14, 2025 · Amount on Record
Prior SaleJun 29, 2023 · Amount on Record
Deed Document Number2025153083
Prior Transfer DateMar 19, 1993
Prior Transfer Doc4660004277
Record UpdatedJun 08, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 14, 2025
Property Address4 E SPRUCE ST, ORLANDO, FL 32804-4522
Document Number0000153083
Map ReferenceMB G PG 117
Instrument DateFeb 26, 2025
Instrument20250153083
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7575 DR PHILLIPS BOULEVARD # 170170, 170170, ORLANDO, FL 32819-7216

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 E SPRUCE ST, ORLANDO, FL 32804-4522

Mortgage

Document Number0000153084
DateMar 14, 2025
Instrument20250153084
Lender
NameCLIMATE FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2030
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Max Rate11.1%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 25, 2025
Property Address4 E SPRUCE ST, ORLANDO, FL 32804-4522
Document Number0000111073
Map ReferenceMB J PG 30
Instrument DateFeb 25, 2025
Instrument20250111073
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyUNKNOWN, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
Tax$6,475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 E SPRUCE ST, ORLANDO, FL 32804-4522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address548 W KING ST, ORLANDO, FL 32804-4422

June 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionORANGE FL
Recording DateJun 29, 2023
Property Address4 E SPRUCE ST, ORLANDO, FL 32804-4522
Document Number0000365291
Map ReferenceMB G PG 117
Instrument DateJun 26, 2023
Instrument20230365291
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount Recorded
Tax$2,222.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address153 DEL SOL AVE, DAVENPORT, FL 33837-6807

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 E SPRUCE ST, ORLANDO, FL 32804-4522

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$770,930 (+2.94%) Land $250,000 Building $520,930$770,930 (+2.94%) Land $250,000 Building $520,930
2025$13,798.00 (+199.37%)$748,900 (+501.2%) Land $250,000 Building $498,900$748,900 (+144.09%) Land $250,000 Building $498,900
2024$4,609.00 (+180.18%)
2023$1,645.00 (+5.79%) Homeowner's exemption$124,568 (+3%)$306,819 (+15.09%) Land $220,000 Building $86,819
2022$1,555.00 Homeowner's exemption$120,940$266,585 Land $191,000 Building $75,585

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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