Orange County property record for 4 E Spruce St, Orlando, FL 32804 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1957 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,285,000 (Mar 2025) |
| Tax Bill | $13,798 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Feb 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-29-5633-01-490 |
| Primary APN | 14-22-29-5633-01-490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,695 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4 E SPRUCE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWAY ADDITION G/117 LOT 149 |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | MIDWAY ADD |
| Legal Tract | 5633 |
| Legal Block | 1 |
| Legal Lot Number | 149 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 12701 |
Source: Orange County records · APN 14-22-29-5633-01-490
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage CLIMATE FIRST BANK |
| Feb 25, 2025 | Warranty Deed, Transfer UNKNOWN, THE CLOSING AGENT LLC |
| Jun 29, 2023 | Personal Representative Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2023 · Amount on Record |
| Deed Document Number | 2025153083 |
| Prior Transfer Date | Mar 19, 1993 |
| Prior Transfer Doc | 4660004277 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 14, 2025 |
| Property Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Document Number | 0000153083 |
| Map Reference | MB G PG 117 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 20250153083 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7575 DR PHILLIPS BOULEVARD # 170170, 170170, ORLANDO, FL 32819-7216 |
| Name | Verified Name |
|---|---|
| Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Document Number | 0000153084 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 20250153084 |
| Name | CLIMATE FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 25, 2025 |
| Property Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Document Number | 0000111073 |
| Map Reference | MB J PG 30 |
| Instrument Date | Feb 25, 2025 |
| Instrument | 20250111073 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | UNKNOWN, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 548 W KING ST, ORLANDO, FL 32804-4422 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
| Document Number | 0000365291 |
| Map Reference | MB G PG 117 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 20230365291 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,222.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 DEL SOL AVE, DAVENPORT, FL 33837-6807 |
| Name | Verified Name |
|---|---|
| Address | 4 E SPRUCE ST, ORLANDO, FL 32804-4522 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,930 (+2.94%) Land $250,000 Building $520,930 | $770,930 (+2.94%) Land $250,000 Building $520,930 | |
| 2025 | $13,798.00 (+199.37%) | $748,900 (+501.2%) Land $250,000 Building $498,900 | $748,900 (+144.09%) Land $250,000 Building $498,900 |
| 2024 | $4,609.00 (+180.18%) | ||
| 2023 | $1,645.00 (+5.79%) Homeowner's exemption | $124,568 (+3%) | $306,819 (+15.09%) Land $220,000 Building $86,819 |
| 2022 | $1,555.00 Homeowner's exemption | $120,940 | $266,585 Land $191,000 Building $75,585 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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