22 E Spruce St, Orlando, FL 32804 Property Records

Orange County property record for 22 E Spruce St, Orlando, FL 32804 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 720 sqft · built 1946
Lot Size0.173 acres (7,550 sqft)
OwnerCompany Name on File
Last Sale$215,000 (Jul 2018)
Tax Bill$5,277 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN14-22-29-5633-01-442

Property Details

APN / Parcel Number

Primary APN14-22-29-5633-01-442
Alternative APNs
  • 292214563301442
  • 350365
  • 355624
  • 360004

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area720 sqft Living Area
Gross Area1,189 sqft
1st Floor Area672 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1963
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,550 sqft (0.173 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Unfinished Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemConvection
Heating FuelElectric

Location & Zoning

Street Address22 E SPRUCE ST
CityORLANDO
StateFL
Zip32804-4556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDWAY ADDITION G/117 N 75.5 FT OF LOTS 144 & 145
Legal Range29E
Legal Township22S
Legal Section14
Legal SubdivisionMIDWAY ADD
Legal Tract5633
Legal Block1
Legal Lot Number144,1
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1032
Census Tract12701

Owner

Source: Orange County records · APN 14-22-29-5633-01-442

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address219 PASADENA PL, ORLANDO, FL 32803-3827
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional with PMI
FINANCE OF AMERICA COM'L LLC
Jul 02, 2018Warranty Deed, Transfer · Construction Mortgage
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2018 · Amount on Record
Deed SaleJul 02, 2018 · Amount on Record
Prior SaleJul 21, 2016 · Amount on Record
Deed Document Number2018391355
Prior Transfer DateMar 11, 2010
Prior Transfer Doc0000149797
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address22 E SPRUCE ST, ORLANDO, FL 32804-4556
Document Number0000540398
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 02, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address22 E SPRUCE ST ORLANDO ORLANDO FL 32804, ORLANDO, FL 32804

Mortgage

Document Number0000540398
DateOct 15, 2020
Instrument540398
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term24 Months
DueOct 14, 2022

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 02, 2018
Property Address22 E SPRUCE ST, ORLANDO, FL 32804-4556
Document Number0000391355
Instrument DateJun 28, 2018
Instrument391355
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address219 PASADENA PL ORLANDO FL 328033827, ORLANDO, FL 32803-3827
InvestorPossibly a Property Investor

Mortgage

Document Number391356
DateJul 02, 2018
Instrument391356
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 01, 2019

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$285,250 (+1.02%) Land $250,000 Building $35,250$285,250 (-) Land $250,000 Building $35,250
2025$5,277.00 (+6.78%)$282,382 (+9.71%)$285,250 (+10.82%) Land $250,000 Building $35,250
2024$4,942.00 (+10.56%)
2023$4,470.00 (+12%)$257,401 (+18.58%) Land $220,000 Building $37,401$257,401 (+18.58%) Land $220,000 Building $37,401
2022$3,991.00$217,076 Land $191,000 Building $26,076$217,076 Land $191,000 Building $26,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskLow
less than 1% of the US · less than 1% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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