Polk County property record for 4 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 918 sqft · built 1952 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Apr 2005) |
| Tax Bill | $2,906 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-15-103-017 |
| Primary APN | 7824-15-103-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| Gross Area | 2,158 sqft |
| 1st Floor Area | 918 sqft |
| Basement Area | 918 sqft |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 426 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 4 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 238-239 CRAWFORD PLACE |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 15 |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 238,239 239 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 4200 |
Source: Polk County records · APN 7824-15-103-017
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 04, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 18, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Dec 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2005 · Amount on Record |
| Deed Sale | Apr 15, 2005 · Amount on Record |
| Prior Sale | Nov 24, 1997 · Amount on Record |
| Deed Document Number | 2005-00091318 |
| Deed Book / Page | 11018 / 0390 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000067541 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 20330/204 |
| Instrument | 2025-00067541 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000133666 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 18922/865 |
| Instrument | 2021-00133666 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000093223 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 16944/0241 |
| Instrument | 2017-00093223 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000009304 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 E GRAY ST DES MOINES IA 503151736, DES MOINES, IA 50315-1736 |
| Document Number | 0000009304 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 017966/000692 |
| Instrument | 9304 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 23, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000051037 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 E GRAY ST DES MOINES IA 503151736, DES MOINES, IA 50315-1736 |
| Document Number | 0000051037 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 017201/000599 |
| Instrument | 51037 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2049 |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,500 (+7.42%) Land $27,300 Building $139,200 | $166,500 (+7.42%) Land $27,300 Building $139,200 | |
| 2024 | $2,906.00 (+20.18%) | ||
| 2023 | $155,000 Land $25,000 Building $130,000 | $155,000 Land $25,000 Building $130,000 | |
| 2020 | $2,418.00 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures