Polk County property record for 18 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1900 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (Oct 2022) |
| Tax Bill | $2,072 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010/01385-001-000 |
| Primary APN | 010/01385-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 934 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 264 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 70 sqft |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 242 & W 6F LT 243 CRAWFORD PLACE |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 242 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 4200 |
Source: Polk County records · APN 010/01385-001-000
Assessment roll updated October 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Oct 03, 2022 | Warranty Deed, Transfer · FHA Mortgage FRONTIER FINANCIAL INC |
| Sep 21, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 202276908 |
| Deed Book / Page | 19283 / 538 |
| Prior Transfer Date | Feb 18, 2016 |
| Prior Transfer Doc | 0000178740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000105237 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 18789/473 |
| Instrument | 2021-00105237 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 03, 2022 |
| Property Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000076908 |
| Book / Page | 19283 / 538 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-00076908 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000076909 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 2022-00076909 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 21, 2022 |
| Property Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
| Document Number | 0000074526 |
| Book / Page | 19272 / 312 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-00074526 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $154.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 E GRAY ST, DES MOINES, IA 50315-1736 |
Source: Polk County records · Assessment roll updated October 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,700 (+21.27%) Land $23,500 Building $104,200 | $127,700 (+21.27%) Land $23,500 Building $104,200 | |
| 2024 | $2,072.00 (+9.51%) | ||
| 2023 | $105,300 Land $21,400 Building $83,900 | $105,300 Land $21,400 Building $83,900 | |
| 2020 | $1,892.00 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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